Julia Kaczmarek is a seasoned author and expert in the fields of new technologies and fintech. She holds a Master’s degree in Financial Technology from the prestigious Queen's University of Glasgow, where she honed her analytical skills and explored the intersection of technology and finance. Julia’s writing is informed by her extensive experience at Azura Financial Solutions, where she played a pivotal role in developing innovative digital financial products. Her passion for emerging tech and its implications for the financial sector drives her to craft insights that help audiences navigate an ever-evolving landscape. Julia’s work has been featured in leading industry publications, establishing her as a credible voice in fintech discourse. When she’s not writing, she enjoys mentoring aspiring technologists and participating in fintech workshops and conferences.